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Card	Card Name	Annual Fee	Rewards Rate
	Borrow Money Card			Apply Now Expand Details
Top reasons to get the Rewards Credit Card Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners. Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases. Redeem points instantly at select partners. Benefits & Features Fees & Charges Redeem Rewards Borrow Privileges Benefits & Features Earn unlimited 10X reward points at select partners Earn unlimited 10X reward points at select partners Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam. Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel. Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum. Welcome rewards Get 1,500 bonus points on your first spend made within 30 days of card issue. Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue. Earn bonus reward points Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month. Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus. Points that never expire Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus nec nisl eu metus porttitor consequat. Fees & Charges Flexibility Fee and Charges Interest Rate 3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns. Annual Fee Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year. For further details, please Click here Redeem Rewards Fuel Instant redemption at over 1200 participating oil outlets. Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 \| Minimum Points required to redeem: 250. In-Store Shopping Instant redemption at select partner stores. Redemption rate at stores: 1 Reward Point = INR 0.30 \| Minimum Points required to redeem: 250. Air miles Redemption rate for air miles: 1 Reward Point = 0.75 miles \| Minimum Points required to redeem: 100. Cash back Adjust points against your Statement outstanding. Redemption rate for cash back: 1 Reward Point = Rs 0.35 \| Minimum Points required to redeem: 5,000. Borrow Privileges Personal Concierge Services Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance. Dining Privileges Up to 15% savings across participating restaurants. Shopping Privileges Enjoy savings and offers several stores in your City. EMI Privileges Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.